...My score went up from the mid 500's to the mid 700's within 5 months. All the old stuff was deleted from my credit reports... Boris (Chandler, AZ)
"Unreal. I live on the East Coast and these guys have worked with me and literally turned my score around. Their responsiveness (especially considering the distance between us - they're out of NM) and their level of care and expertise are just unreal. Love these guys."
Bradley (Mint Hill, NC)
October 27, 2015
"Ed-Jack over at Credit Dr USA has been great to deal with. I went from being
declined for a 25k car 3 months ago at a terrible rate to getting accepted for a
45k car at a good rate. Thanks Ed-Jack."
Edward (Plantation , FL)
October 07, 2015
"I wanted to thank you for helping repair my credit. I came in over a year ago and was very skeptical when I walked in the door. After our consultation, I felt better about things and was willing to give you a chance. I had been covered up by medical bills and really saw very little hope. However, over time, after each update meeting I saw progress and now I am in a position to have my credit in excellent shape! I am a clear 700 now and can make my purchases with out a high interest rate. Thank you so much, I am telling all my friends!"
Bob - NM
After 36 years of being married and divorced several times I realized my credit report and my social security number are the most precious things in life to protect other than family and friends. In the past I have enrolled with several credit repair companies over the phone, in person and none that I could actually be face to face with until Credit Dr. All of the other companies wanted a significant amount up front, long term contracts and bogus websites that did not allow you to see your results in real time. I would receive all the reports, however there was never any form of explanation as to how my file was progressing and if my credit picture was improving. I had to continually call them to be updated on my progress. With most of these other companies if I was not happy with the service or outcome and cancelled their services my scores would drop significantly.
I noticed an advertisement on a local billboard for the Credit Dr. and decided that I deserved one last chance at having my credit repaired. I made an appointment and Scott offered me a free consultation. He was very upfront, made no promises and had nothing but positive feedback to make me feel as if his program should be a benefit. The deal maker was that there was not long term contract and I could cancel at any time. Since this was a face to face consultation, I felt comfortable.
I've been enrolled in the program for about 6 months and my scores have raised an average of 80 points. I was just approved for my new home today, at an interest rate of 8%. If you are considering using Credit Dr. and working with Scott I recommend that you enroll with him today!
Audria - NM
My colleagues at Credit Doctor restored my hope! My credit was defined by an irresponsible ex-spouse. My future, security and children depended on me setting the record straight. I am a "go getter", "self-starter" and an independent person, but in this instance I was overwhelmed with many things that were out of my control and a credit report that I did not even understand. I called the wonderful professionals at Credit Dr. They were honest. They DID NOT offer immediate fix to my situation. As a matter of fact, they recommended a meticulous examination of every single item that appeared on my credit report. They educated me about every aspect of my credit report. They led me through each phase of researching all the good and bad of the report so that I understood the process. I was SLOW to trust. They communicated often through email and phone calls.
As I felt more comfortable I began communicating through the portal. This is amazing technology that gives visible graph data of my credit, things that were improving, things that still needed attention. I began trusting and following their lead. I listened, communicated and followed their instructions. It seemed slow, tedious and things did not change all at once. There were moments of wanting to give up and not a lot of change happened at first. As things began changing and my score improved, I could see hope and a future in my sights. My goal was to provide a home for my children and Credit Doctor helped make that happen. I would recommend them to all who think all is lost. I recommend them to those who are slow to trust.
I recommend them to all who want to make a change and need a little help doing so. I would like to shout from the mountain tops to all who will listen...THERE IS HOPE....and THESE PEOPLE ARE AMAZING AT WHAT THEY DO. I tested them. I was slow to trust. My situation was not great. They have helped guide me to a path of hope and I trust them completely. Finances are a funny thing. Finances are personal. Finances are life changing. Finances can break families apart. Finances can cause pain and suffering. Finances can free. Finances can bring families together. Finances can help re-establish hope. THANK YOU CREDIT DOCTORS!!!!! GOD BLESS YOU! THANK YOU FOR HELPING TO RE-ESTABLISH INDEPENDENCE and hope.
Donna - NM
"Scott at Credit Dr. has really worked miracles on my credit and my life. You never really know how important your credit score can be until you start to clean it up. My process went from a very low credit score of 580 in the first round up to a 675 and in the second round the score went even higher. I was one of those people that didn't monitor my credit score which can be terrible if you don't keep up with it and after putting Credit Keeper and Credit Dr. together, I feel much better about where my credit score is. I recommend this program to each and every one with credit problems and or bankruptcy to get your life back on the right track. I would like to say thanks to Scott for putting me on the right track and getting my credit cleaned up and I hope yo be able to help you with many more people."
Rodney - NM
"Upon our initial consultation, I was definitely impressed with the services you offer and the proven results you have with past clients. After working with several credit repair agencies in the area on a business level, I can now attest that you provide TOP NOTCH service at a professinal level. Not only did you fulfill the terms in our agreement, you accomplished everything ahead of schedule. I will certainly recommend you to all of my future clients, and anyone I know in need of credit repair. Keep up the outstanding performance!!"
Cory - NM
"I am writing to recommend Scott at Credit Dr. I was referred to him by Mortgage Solutions. My partner and I were trying to refinance our house. My credit score was not high enough to qualify for a refinance loan. I began working with Scott in November. During this time Scott raised my credit score significantly. He went over and above his job to help me get some of these issues resolved. In the process of working on my credit, Scott has also taught me the proper way to use credit. No one else has ever done this for me. Because of Scott's help I am ready to refinance my house and it has only been five months. Until I met Scott I beleived that my credit would always be poor and I felt helpless. Now I feel confident in my ability to make good choices in regards to my credit. I am happy to recommend the services of Scott and Credit Dr."
Shannon - NM
Shannon - NM
"To Anyone deciding if they should use Credit Dr., Yes enroll today! I appreciate Credit Dr. and wanted to share my experience with anyone that may be considering them to repair their credit. I noticed the sign on Main St. and wondered if they could help me. I walked into the office unsure as to exactly what they do or what they would have to say? I was greeted by Tim Farrel and he explained what Credit Dr. does and how they do it. He introduced me to Scott Ferrara who offered to look at my credit and advise me if he felt he could help my situation. After a short time we looked at my new credit scores and Transunion score rose 93 points!!! I am thrilled, and would recommend them to anyone looking to improve their credit."
Robert - NM
Robert - NM
"While shopping for a new home in November of 2011 we were informed that our credit scores were not high enough to be approved for a home loan. The sales agent recommended Credit Dr. We contacted Scott and made an appointment for a free consultation and were very impressed and decided to become a client. After a few months of wrestling with the creditors we noticed our scores improving greatly! We were in the Credit Dr. program for about 5 months and were recently approved for a home loan at an interest rate of 3.875%. We were very happy and pleased with his honesty and integrity and we highly recommend him to anyone in a similar situation."
Greg and Deborah - NM
Greg and Deborah - NM